Effective Date: February 19, 2026

These Terms and Conditions (“Terms”) govern your access to and participation in the Thrive & Prosper program and the website located at https://thriveandprospernow.com (the “Website”). Thrive & Prosper is a program operated by Tiffany Haynes & Co (“Company,” “we,” “us,” or “our”).

By accessing this Website, enrolling in any Thrive & Prosper program, submitting payment, or providing your information, you agree to be bound by these Terms.

1. Program Overview

Thrive & Prosper provides faith-based educational, coaching, and informational programs focused on spiritual growth, personal development, relationships, business, and financial stewardship. All content is provided for educational and informational purposes only and does not constitute legal, financial, medical, or professional advice.

Participation in Thrive & Prosper does not guarantee any specific outcomes or results.

2. Eligibility

You must be at least 18 years of age to access the Website, enroll in Thrive & Prosper programs, or consent to communications. By participating, you represent and warrant that you meet this requirement.

3. Membership Options & Access

Thrive & Prosper may offer various membership options, including but not limited to monthly memberships, annual memberships, cohorts, events, or special programs. Program features, pricing, and access levels are described at the time of enrollment.

Access is granted solely to the individual purchaser and may not be shared, transferred, sublicensed, or resold. Unauthorized sharing of content or credentials may result in immediate termination of access without refund.

4. Billing, Subscriptions & Payments

By enrolling in a Thrive & Prosper program, you authorize Tiffany Haynes & Co to charge your selected payment method according to the pricing and payment plan selected at checkout.

If you enroll in a subscription or payment plan:

Charges are processed in advance on a recurring basis

You are responsible for maintaining valid and up-to-date payment information

Failed, declined, or disputed payments may result in suspension or termination of access

We reserve the right to update pricing or billing terms at any time, subject to applicable notice requirements.

5. Refund Policy (No Refunds)

All sales are final. No refunds will be issued under any circumstances, except where expressly stated in writing by Tiffany Haynes & Co.

By enrolling in a Thrive & Prosper program, you acknowledge and agree that you are purchasing access to digital content, coaching, and/or services and that you are not entitled to a refund for any reason, including but not limited to:

Lack of participation or engagement

Dissatisfaction with content or delivery

Scheduling conflicts

Financial hardship

Change of mind

We encourage you to review all program details carefully before enrolling to ensure Thrive & Prosper is the right fit for you.

6. Cancellations, Pauses & Access Changes

If cancellation options are offered, they apply only to future billing cycles and must be completed according to the instructions provided at enrollment or within your account.

Cancellation or non-renewal does not entitle you to a refund of any fees already paid.

In limited circumstances, the Company may, at its sole discretion, offer a temporary pause or grace period. Any such accommodation does not constitute a refund and does not alter the refund policy stated above.

7. Intellectual Property

All content, materials, videos, documents, branding, downloads, and resources provided through Thrive & Prosper are the exclusive intellectual property of Tiffany Haynes & Co.

You may not copy, reproduce, distribute, modify, sell, or share any program materials without prior written consent.

8. SMS Messaging Terms

8.1 Description of SMS Use

By providing your mobile phone number and submitting forms on this Website, you consent to receive SMS text messages from Tiffany Haynes & Co related to the Thrive & Prosper program. Messages may include program updates, reminders, event notifications, account-related information, and occasional promotional communications.

8.2 Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any message. Once you opt out, you will no longer receive SMS messages unless you choose to re-enroll.

8.3 Customer Support

For assistance with SMS communications, reply HELP to any message or contact us at:
📧 [email protected]

8.4 Message Frequency & Rates

Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.

8.5 Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

8.6 Age Requirement

You must be 18 years of age or older to consent to receive SMS messages from Tiffany Haynes & Co.

8.7 Privacy Policy

Your participation in SMS communications is subject to our Privacy Policy, which explains how we collect, use, and protect your information:

https://thriveandprospernow.com/terms_conditions

9. Termination of Access

We reserve the right to suspend or terminate access to Thrive & Prosper without notice if you violate these Terms, fail to make timely payments, engage in disruptive behavior, or misuse program content.

Termination of access does not entitle you to a refund.

10. Modifications to Terms

We may update or modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Website or participation in Thrive & Prosper constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to conflict of law principles.

12. Contact Information

If you have questions about these Terms, please contact:

Tiffany Haynes & Co
📧 [email protected]
🌐 https://thriveandprospernow.com